Absa Cash Send is a super handy service that lets you send money to anyone in South Africa, even if they don't have a bank account. It's a quick and safe way to get cash to friends or family when they need it most. The person receiving the money gets an SMS with a special withdrawal number, and the sender gives them a separate PIN. With these two bits of info, they can easily get the cash from an Absa ATM or certain shops.

So, how does Absa Cash Send work? It lets you send money from your Absa account to someone's cellphone number, and they can then withdraw the physical cash without needing a bank card or account. It’s all done through a unique withdrawal number and a confidential PIN.

Sending Money with Absa Cash Send

Sending money with Absa Cash Send is pretty straightforward. You have a few ways to do it:

Using the Absa Banking App:

1. Log into your Absa Banking App.

2. Tap on the 'CashSend' icon.

3. Choose 'Once-off CashSend' if it's a new person, or pick from your saved beneficiaries.

4. Select the account you want to send money from.

5. Enter the amount you want to send. Remember, it's best to send amounts in R50 increments or rounded to the nearest R100.

6. Input the recipient's name, surname, and cellphone number.

7. Create a 6-digit ATM access PIN. This is super important and you need to share this PIN with the person receiving the money, but don't send it in the same message as the withdrawal number for safety.

8. Confirm all the details and then tap to send.

Using Absa Online Banking:

1. Log into Absa Online Banking.

2. Click on the 'Full Service' tab, then 'Payments', and choose 'CashSend'.

3. Select 'Send single' and fill in the beneficiary details and the amount.

4. Enter your 6-digit ATM access PIN.

5. Confirm the transaction using a verification request sent to your phone.

Using Absa Cellphone Banking (USSD):

1. Dial *120*2272# and enter your 5-digit PIN.

2. Select the option for CashSend.

3. Follow the prompts to enter the recipient's cellphone number, their name, the amount, and create your 6-digit access PIN.

4. Confirm the transaction.

I remember one time I urgently needed to send money to my cousin in another town because he had a flat tyre and no cash. Using the Absa app, I quickly sent him a Cash Send. Within minutes, he had the withdrawal number and PIN, and he was able to get the cash from a nearby Absa ATM. It really saved the day!

Withdrawing Money from Absa Cash Send

Once the money is sent, the recipient will get an SMS with a 10-digit reference or withdrawal number. The sender will give them the 6-digit PIN separately. They need both to collect the cash.

Here's how to withdraw the money:

At an Absa ATM:

1. Go to any Absa ATM.

2. Select 'CashSend Withdrawal' or 'Cardless Banking' followed by 'Cash Send Withdrawal'.

3. Enter the 10-digit reference or withdrawal number you received via SMS.

4. Enter the 6-digit PIN that the sender gave you.

5. The ATM will then give you your money.

At Participating Retailers (Pick n Pay or Boxer):

1. Go to any till point at a Pick n Pay or Boxer store.

2. Tell the cashier you want to withdraw an Absa Cash Send.

3. Present your 10-digit withdrawal number and the 6-digit PIN to the till operator.

4. They will process the withdrawal, and you'll receive the full amount.

I once helped my grandmother withdraw money that her sister sent her via Absa Cash Send. She prefers dealing with people over ATMs, so we went to a Pick n Pay. The cashier was super helpful, and it was a smooth process. It's great to have options for where to collect your money, especially if you're not comfortable with ATMs or if there isn't one nearby.

Important Things to Know About Absa Cash Send

• Limits: For existing and once-off beneficiaries, you can send up to R5,000 per day and R25,000 per month. For Cellphone Banking (USSD), the limit is R500 per day. The minimum amount you can send is R20.
• Fees: Absa Transact accounts get one free CashSend per month. For Gold and Premium accounts, CashSend transactions might be included in their free cash limits. It's always a good idea to check Absa's latest fee guide for specific charges that apply to your account type.
• Expiry: An Absa Cash Send transaction is available for 30 days from when it's sent. If the money isn't collected within this time, the transaction will be cancelled, and the funds will be returned to the sender's account. To learn more about this, you can check out our post on How Many Days Does It Take for an ABSA Cash Send to Expire?.
• No Partial Withdrawals: You must withdraw the full amount of the Cash Send; you can't take out only a portion of it.
• Security: Always keep your 6-digit PIN safe and only share it with the intended recipient. Absa will send the 10-digit withdrawal number via SMS, but the sender gives you the PIN directly.
• Reversal: If the money hasn't been collected yet, the sender can sometimes reverse the Cash Send through the Absa Banking App or online banking.

Absa Cash Send is a convenient and secure way to transfer money without needing bank accounts for the recipient. It offers flexibility in sending methods and withdrawal locations, making it a valuable service for many.

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