How to Activate the Capitec App Without Going to the Bank

George S.

George S.

November 14, 2025

How to Activate the Capitec App Without Going to the Bank

Activating your Capitec app should be a simple process, and luckily, it is! You can get everything done from the comfort of your home without needing to visit a branch. It's a quick and easy setup, and this guide will walk you through every step of the way.

It’s super easy to activate your Capitec app without going to the bank. All you need is your phone, your ID number, and your Capitec account number. The app uses facial biometrics to verify your identity, making the process secure and convenient. I remember when I first activated my app; I was hesitant about the facial scan, but it was surprisingly fast and accurate. It saved me a trip to the bank, which was a huge relief.

Activating Your Capitec App: A Step-by-Step Guide

Here’s how you can activate your Capitec app from anywhere:

1. Download the App: First things first, you’ll need to download the official Capitec Bank app from your phone’s app store. It’s available on both the Google Play Store for Android and the Apple App Store for iOS.

2. Open the App and Begin: Once the app is installed, open it and tap on the "Activate" option. This will start the activation process.

3. Enter Your Details: You will be asked to enter your South African ID number and your Capitec account number. Make sure you have these details handy.

4. Facial Verification: The app will then ask you to take a selfie. This is for facial biometric verification to ensure it’s really you. It’s a quick scan, and the app will guide you through it. I had to do this recently when I got a new phone, and it was much easier than I expected.

5. Set Your PIN: After your identity is verified, you’ll be prompted to create a secret Remote PIN. This is the PIN you’ll use to log in to the app, so choose something secure that you’ll remember.

And that’s it! Once you’ve set your PIN, your app will be activated, and you can start banking. It’s a straightforward process that takes just a few minutes. If you have more than one account, you might also be interested in learning how to add another account on the Capitec app.

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George S.

George S.

Author

George is a digital enthusiast and contributor at Points Castle, passionate about exploring smart ways to earn money online. He shares practical insights to help readers make the most of rewards apps, deals, and everyday money hacks.

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