It's super handy to pay your accounts from your phone, and your PEP account is no different. You can easily pay your PEP account using the Capitec app by setting up an Electronic Fund Transfer (EFT) to "Tenacity Financial Services" or by finding them as a pre-approved beneficiary. Just make sure to use your unique 16-digit PEP account card number as the reference for the payment.

Paying Your PEP Account with the Capitec App

Life gets busy, and sometimes finding the time to head into a store to pay a bill can be tough. That's where your Capitec app comes in. It lets you manage your money and pay accounts from pretty much anywhere, anytime. Paying your PEP account this way is quick, safe, and saves you a trip.

Here's how you can do it step-by-step:

1. Open Your Capitec App: First, sign in to your Capitec banking app on your phone.

2. Go to 'Transact': At the bottom of your screen, you'll see a menu. Tap on the "Transact" option.

3. Choose 'Pay Beneficiary' or 'Pay Bills': You'll see different payment options. You can either tap "Pay beneficiary" if you're adding them for the first time or if you've already added them. Some apps might also have a "Pay bills" option where Tenacity Financial Services could be listed.

4. Find Tenacity Financial Services: PEP accounts are managed by Tenacity Financial Services. If you haven't paid them before, you'll need to add them as a new beneficiary. Look for an option like "Add beneficiary" or "Search for a biller." You can usually search for "Tenacity Financial Services" from a list of pre-approved beneficiaries.

5. Enter Payment Details:

• Account Name: Tenacity Financial Services
• Bank: Standard Bank
• Account Number: 070336342
• Branch Number: 051001
• Reference: This is super important! You *must* use your 16-digit PEP account card number here. This tells PEP exactly which account to put the money into.

6. Confirm and Pay: Double-check all the details to make sure they are correct. Then, enter the amount you want to pay and confirm the payment using your Capitec app PIN or biometrics (like your fingerprint).

Just like that, your payment is on its way!

I remember a time I was out of town visiting family and completely forgot my PEP account payment was due. Panic set in for a moment until I remembered I could do it right from my Capitec app. It literally took me less than five minutes to set up the payment to Tenacity Financial Services, using my PEP account number as the reference. It saved me a lot of stress and a potential late fee!

Other Ways to Pay Your PEP Account

While paying through your Capitec app is convenient, you have other options too:

• In-Store Payments: You can always pop into any PEP, Ackermans, Shoe City, Tekkie Town, Dealz, or Dunns store in South Africa and pay at the till.
• Debit Order: If you prefer, you can set up a debit order. Just email pep@tenacityinc.co.za to get the forms you need.
• Instant EFT (OZOW): PEP also offers instant, secure EFT payments through OZOW on their website.
• Bank Branch or ATM: You can make an EFT at a bank branch or an ATM, or even a cash payment at a cash-accepting ATM.
• Flash Trader: Cash payments can also be made at any Flash trader.

It's always a good idea to keep an eye on your account balance. Sometimes, I just quickly dial *120*3012# from my phone to check my PEP account balance and see how much I owe, even before opening my banking app. This way, I'm always prepared. Knowing all the different ways to pay and manage my store accounts gives me peace of mind. For more helpful tips on managing your store accounts, you might find our article on How to Pay Ackermans Account Using the Capitec App useful, as Ackermans accounts are also handled by Tenacity Financial Services.

Speaking of saving money and making payments easier, remember that every little bit helps. You can also look into ways to earn rewards that can help with everyday expenses. Check out how the Points Castle App can help you earn free vouchers and more!