Where to Withdraw a Capitec Cash Send?

Sipho M.

Sipho M.

November 14, 2025

Where to Withdraw a Capitec Cash Send?

Capitec's Cash Send service is a lifesaver when you need to send money to someone who doesn't have a bank account, or if you've left your card at home. It's a super convenient way to send and receive money. But once you've received that SMS with the voucher number, where do you actually go to get the cash?

You can withdraw a Capitec Cash Send at any Capitec ATM, or at participating retailers like Checkers, Shoprite, Usave, PEP, PEP HOME, PEP CELL, Boxer, Pick n Pay, and Makro. This gives you a lot of options, so you can choose whatever is most convenient for you. I remember I once had to send cash to my cousin who was in a rural area. I was so relieved to find out he could just go to the nearest PEP store to get the money.

How to Withdraw at an ATM

Withdrawing your cash send at a Capitec ATM is super simple. Here's what you need to do:

1. Go to any Capitec ATM.

2. Select "Cardless Services" on the screen.

3. Choose "Collect Cash".

4. Enter the 10-digit reference number you received in the SMS.

5. Enter your 4-digit secret code.

6. The ATM will then dispense your cash.

It's that easy! Just make sure you have the reference number and secret code handy before you go to the ATM. I once forgot my secret code and had to call the sender to ask for it again, which was a bit of a hassle. So, I always make sure to write it down or save it somewhere safe.

Withdrawing at a Retailer

If you're not near a Capitec ATM, you can also withdraw your cash send at any of the participating retailers I mentioned earlier. The process is just as easy:

1. Go to the till point at any of the participating stores.

2. Tell the cashier you want to withdraw a Capitec Cash Send.

3. Give them the 10-digit reference number and your 4-digit secret code.

4. You will also need to show them your ID document for verification.

5. The cashier will then give you your cash.

It's important to remember to take your ID with you when you go to a retailer to withdraw your cash send, as they will not be able to give you the money without it. Also, keep in mind that the cash send voucher will expire if it is not used. You can read more about that in our post on how long it takes for a Capitec cash send to expire.

Speaking of saving money, did you know that you can earn rewards and vouchers for things like airtime and groceries just by completing surveys and playing games on the Points Castle app? It's a great way to make your money go a little further each month.

Sipho M.

Sipho M.

Author

Hi, I'm Sipho, a blog writer for Points Castle. I am a Comp-Sci graduate and love technology and all the hacks that come with it!

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