To make an immediate payment on the Standard Bank app, you'll generally log in, choose to make a payment, select an existing beneficiary or add a new one, enter the amount, and then make sure to select the "Immediate Payment" option before confirming. This ensures the money reaches the other person's bank account right away, even if they bank with another institution.

You know how sometimes you really need money to go through right now? I remember one time, I was out with friends, and we split the bill for dinner. My friend was leaving town early the next morning, and I needed to pay her back before she left. I quickly opened my Standard Bank app, found her as a beneficiary, entered the amount, and made sure to pick the immediate payment option. Seeing that confirmation pop up, knowing she'd get the money instantly, was such a relief. It definitely saved me from an awkward "I'll pay you later" situation!

Here's how you can do it:

Steps to Make an Immediate Payment

1. Open the Standard Bank App: Log in to your Standard Bank app using your fingerprint, Face ID, or your chosen PIN.

2. Go to Payments: Look for the "Payments" or "Pay & Transfer" section, usually found on the main dashboard.

3. Choose a Beneficiary: You can either pick someone you've paid before from your list of beneficiaries, or if it's a new person, you'll need to add them first. To add a new beneficiary, you'll need their bank name, account number, and branch code.

4. Enter Payment Details:

• Type in the amount you want to send.
• Add a reference for yourself and for the person you are paying so everyone knows what the payment is for.

5. Select Immediate Payment: This is the most important step! Before you confirm, you should see an option for the payment type. Make sure to choose "Immediate Payment" or "Real-time Payment." There might be a small extra fee for this service, which the app will show you. You can also make a normal payment which takes longer to clear.

6. Review and Confirm: Double-check all the details - the amount, the recipient's details, and that "Immediate Payment" is selected. Once you're sure everything is correct, confirm the payment using your app's security step, like a PIN or one-time password.

7. Proof of Payment: After the payment is done, the app will usually give you an option to send proof of payment to the person you paid. It's always a good idea to do this so they know the money is on its way.

Sometimes I get a bit distracted, and I nearly hit "confirm" without selecting "Immediate Payment." I once needed to pay a service provider for an emergency repair, and waiting for the money to clear overnight just wasn't an option. Luckily, I caught myself and made sure to tick that immediate payment box. It saved me a lot of hassle and helped get the repair done quickly. Always take an extra second to review everything before the final click!

Using the immediate payment feature on your Standard Bank app is a handy way to send money quickly when time is of the essence. It gives you peace of mind that your payment will reach its destination almost instantly.

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