Opening a bank account used to be a whole-day mission. I remember when I first opened an account, I had to take a day off work and stand in a long queue. But now, you can do it all from your couch with just a few clicks. It’s super easy and convenient.

To open an FNB account online in South Africa, you will need a valid South African ID, proof of residence, and a compatible device with an internet connection. The process is straightforward and can be completed in a few minutes.

How to Open an FNB Account Online

Here is a step-by-step guide to opening your FNB account online:

1. Visit the FNB Website:

The first thing you need to do is go to the official FNB website. Make sure you are on the official site to avoid any scams. I once almost fell for a phishing scam, so I always double-check the URL.

2. Choose Your Account Type:

FNB has a variety of accounts to choose from. You can choose a cheque account, a savings account, or a student account, depending on your needs. I chose the Aspire account because it has low monthly fees and great benefits.

3. Fill in the Online Application Form:

The online application form is very easy to fill out. You will need to provide your personal details, such as your name, ID number, and contact information. You will also need to provide your residential address and employment details.

4. Upload Your Documents:

You will need to upload a copy of your South African ID and proof of residence. The proof of residence can be a utility bill or a bank statement that is not older than three months. I found it easiest to just take a picture of my documents with my phone and upload them directly from there.

5. Verify Your Identity:

FNB will need to verify your identity before they can open your account. They will do this by sending a one-time PIN to your phone number. You will need to enter this PIN on the website to complete the verification process.

6. Receive Your Account Details:

Once your application has been approved, you will receive your new account details via email and SMS. You can then start using your account right away. To learn more about your new account number, you can read this article on how many digits are in an FNB account number.

And that’s it! You have successfully opened an FNB account online. Now you can enjoy all the benefits of banking with FNB. And speaking of benefits, did you know that you can earn rewards with the Points Castle app? You can use the app to participate in surveys, play games, and enter sweepstakes to earn points, which you can then redeem for vouchers, including airtime and Takealot vouchers.