Paying FoneYam directly through the Standard Bank app isn't an option. FoneYam payments are handled through Pay@, which acts as a middleman for many different bills and services. This means you will use your Standard Bank app to make a payment to Pay@, and Pay@ then makes sure your money gets to FoneYam.

Getting a new phone, even through rental, can be exciting. FoneYam lets you rent smartphones with easy monthly payments, often collected from stores like PEP, Ackermans, or Dunns. They offer an affordable way to get a smartphone without the high costs of buying one outright. Their payment system is designed to be simple, with an upfront payment, a payment after seven days, and then 12 monthly payments.

How FoneYam Payments Work

FoneYam relies on Pay@ for all its payments, whether you're paying in a store or online. You'll get a special Pay@ reference number when you sign up for FoneYam. This number is super important because it tells Pay@ exactly where your money needs to go.

You have two main ways to pay through Pay@:

• In-store: You can go to places like PEP, Ackermans, Dunns, Shoprite, or Pick n Pay. You give them your Pay@ reference number, and they process the payment.
• Online: You can visit the Pay@ website (payat.io) and enter your Pay@ reference number there.

Since there's no direct "Pay FoneYam" button on the Standard Bank app, we'll focus on how to use your Standard Bank app to pay Pay@ online.

I remember once trying to pay a new online service for the first time, and I kept looking for their name directly in my banking app. It was so frustrating when I couldn't find it! Turns out, that service also used Pay@. Once I understood that I needed to pay to Pay@ with my reference number, everything became much simpler. It's a common way for many companies to collect payments in South Africa.

Making a Payment to Pay@ Using Your Standard Bank App

Here's how you can make your FoneYam payment using your Standard Bank app by paying to Pay@:

1. Get Your Pay@ Reference Number: Make sure you have your unique FoneYam Pay@ reference number handy. This would have been given to you when you signed up for your FoneYam contract. You can also dial \*134\*33011# to view your payment details.

2. Open Your Standard Bank App: Log in to your Standard Bank mobile banking app on your smartphone.

3. Find the Payment Section: Look for an option like "Pay & Transfer" or "Payments" on the main menu.

4. Add a New Beneficiary or Make a Once-Off Payment:

• If you plan to pay FoneYam regularly, it's a good idea to add Pay@ as a beneficiary. This saves you time later. You'll need to enter "Pay@" as the beneficiary name and use their bank account details (you might need to search for "Pay@ bank details South Africa" if they are not listed as a predefined beneficiary).
• For a once-off payment, choose that option.

5. Enter Payment Details:

• Beneficiary Name: Pay@
• Bank: (You will need to find the correct bank for Pay@. Often it's one of the major banks, or it might be pre-listed as a public beneficiary).
• Account Number: Use the bank account number provided by Pay@ (if you are setting them up as a new beneficiary).
• Reference: This is the most important part. You must enter your unique FoneYam Pay@ reference number here. This tells Pay@ that your payment is for your FoneYam account. If you're unsure which reference field to use (your reference vs. beneficiary reference), use both to be safe, but ensure your FoneYam Pay@ reference is clearly visible.

6. Enter the Amount: Put in the exact amount due for your FoneYam payment.

7. Confirm and Pay: Double-check all the details, especially the Pay@ reference number and the amount. Then confirm the payment.

I remember a time when I accidentally used the wrong reference number for a bill payment. It took ages to sort out, with phone calls and emails to customer service. That's why I always tell people to triple-check their reference numbers, especially for things like FoneYam, where it's a critical piece of information for the payment to go to the right place.

After your payment is made from the Standard Bank app, Pay@ will process it and send it to FoneYam. You should get a payment confirmation from Pay@. If you ever need to check your FoneYam payment history or details, you can do so through the FoneYam self-service portal or by dialling \*134\*33011#.

Managing your finances and payments carefully is always a good move. And while you're taking care of your phone rentals, don't forget to look for smart ways to save and earn. Did you know you could earn free airtime by using the Points Castle App? It's a great way to get a little extra back for your everyday activities.