Nedbank Send-iMali is a super handy service that lets you send money to friends and family, even if they don't have a bank account. You might be wondering how to register for it, but here's the good news: you don't actually need to "register" for Nedbank Send-iMali in the usual way. If you already have a Nedbank transactional account, you can use the service right away through your existing digital banking channels like the Nedbank Money app, Online Banking, or Cellphone Banking (USSD). It's more about *using* the service than signing up for it separately.

How to Send Money with Nedbank Send-iMali

Sending money with Nedbank Send-iMali is pretty straightforward. You just need your Nedbank account and the recipient's active South African cell phone number. The money can then be withdrawn by the recipient at any Nedbank ATM or a participating retail store.

Here’s how you can send money using different Nedbank platforms:

Using the Nedbank Money App:

1. Log in to your Nedbank Money app.

2. Tap on "Pay."

3. Choose "Send money."

4. Enter the cell phone number of the person you want to send money to.

5. Type in the amount you want to send.

6. Pick the account you want to pay from.

7. Confirm all the details to finish the payment.

I remember one time my cousin was stuck in another town and needed cash urgently for a taxi. She doesn't have a bank account, so I quickly opened my Nedbank Money app, sent her some Send-iMali, and within minutes she had the PIN to withdraw the cash. It was a real lifesaver!

Using Nedbank Online Banking:

1. Log in to Online Banking using your Nedbank ID.

2. Go to "Transact" and then click on "Pay."

3. Select "Single payment."

4. Choose the option to pay to a cell phone number and follow the steps on the screen.

5. Enter the recipient's details and the amount.

6. Confirm the transaction.

Using Cellphone Banking (USSD):

1. Dial \*120\*001# from your phone and select option 1.

2. Log in with your profile number and your four-digit PIN.

3. Select option 2 to pay a recipient.

4. Choose the account you want to pay from.

5. Select "My recipient" (if you've sent to them before) or enter a new number.

6. Enter the amount you want to send.

7. Confirm your payment by selecting 1.

My dad prefers using the USSD option because he's not big on apps. He once sent me money this way when I forgot my wallet at home. It’s super quick and works even with a basic phone.

What the Recipient Needs to Do

Once you send the money, Nedbank will send an SMS to the recipient's cell phone number. This SMS will have a special voucher number and a one-time PIN (OTP) that they need to withdraw the cash. They can then go to any Nedbank ATM or participating retail store.

At a Nedbank ATM, the recipient will:

1. Select "Cardless transactions."

2. Choose "Cardless withdrawal."

3. Enter the voucher number and the OTP they received via SMS.

4. Enter the exact amount you sent (partial withdrawals aren't usually allowed unless they have a MobiMoney account).

The recipient must start the withdrawal process within 30 days of getting the SMS, otherwise the money will be sent back to you. It's also important for the recipient to keep the PIN safe, as anyone with the PIN can withdraw the money.

If you're looking for ways to get extra cash or even free airtime, explore options like the Points Castle App, where you can earn rewards for various activities.